CEMENT MASONS & PLASTERERS' LOCAL 518 FRINGE FUNDS

FORMS & IMPORTANT DOCUMENTS

Check the links below to download forms & important documents.

Change of Address Form

To change your address, fill out this form and send it to the Fund Office.

Change of Name Form

To change your name, fill out this form and send it to the Fund Office.

Beneficiary Designation Form

To designate a beneficiary, fill out this form and send it to the Fund Office.

Application & Election Form

To apply for a withdrawal, you will need to complete a Distribution Application. Please complete the form and mail along with any noted documentation to the Fund Office.

Loan Application

Click here to view/download a Loan Application.

Hardship Distribution Application

Click here to view/download a Hardship Distribution Application.

Summary Plan Description

The SPD summarizes the key provisions of the Plan and includes important information about your benefits from the Plan.

FREQUENTLY ASKED QUESTIONS

Click on the frequently asked question below to expand it so you can view the answer underneath.

~ What contributions fund my account?

Participating employers contribute to the Plan on your behalf pursuant to the terms of a collective bargaining agreement (CBA) with the Union. The CBA tells the employers how much to contribute on your behalf.

The employer contributions made for you go into an account, referred to as a “Participant Account”, established and maintained by the Trustees.

You will automatically become a Participant on the first day on which an Employer is required to contribute to the Plan on your behalf. Once you become a Participant, you will remain a Participant until your Participant Account is distributed either upon retirement, disability, terminated work for all contributing Employers or death. You are fully vested in your Participant Account at all times.

~ How do I review my account balance and information?

To view your account information and balance, log onto MyEkon.

~ Can I contribute to Plan?

You are not permitted to make voluntary contributions on your own behalf.

~ When can I withdraw funds from my account?

You are eligible for payment of your Accounts upon:

Normal Retirement is age 62.
Early Retirement is age 55.
Disability. Receipt of a Social Security disability award

For further information, please refer to your Summary Plan Description or contact the Fund Office.

~ How do I apply for a distribution from my account?

To apply for a withdrawal, you will need to complete a Distribution Application. Please complete the form and mail along with any noted documentation to the Fund Office.

~ Can I take a loan from my account or are there hardship distribution options?

Yes, the plan does allow for loans or financial hardship distributions for accounts with balances of $5,000 or more. For further information, please refer to your Summary Plan Description or contact the Fund Office.

~ How do I designate a beneficiary?

Complete a Beneficiary Designation Form and mail to the Fund Office.

~ Who do I contact with questions?

If you have any questions about your eligibility, benefits or claims, contact the Fund Office at (816) 393-7060 or Toll Free: (877) 518-0518.

CEMENT MASONS AND PLASTERERS' LOCAL 518 DEFINED CONTRIBUTION PLAN